2012年10月21日星期日

Guarantees innovation into the new power source , jewelry jewelery industry in Yunnan

Related articles: the collateral less, financial management is not standardized, the special method of settlement ... has been characteristic industries in Yunnan jade industry and difficult access to bank credit funds. Over the years most of the jewelry merchants rely on just a limited operating its own funds, have not been able to achieve bigger and stronger. this break the traditional thinking, Huaxia bank Kunming Branch bold innovation, the two leading enterprises in the jewelery industry in Yunnan Province jewelry business, Kunming Department Store (Group) Co., Ltd. (hereinafter referred to as jewelry jade merchant bank to obtain financing. Baida MINERAL two business long history of jade jewelry has a high reputation in the industry, is also well aware of the many business operating in the jewelery industry in Yunnan Province, and has a group of professional jewelry appraisal expert. In such a mode, jade jewelry merchant, not only to solve the troublesome problem of guarantee, and lower financing costs; guarantees other financing risk for the banks, not only circumvent and avoid due to the particularity of jewelery industry the risks; Baida MINERAL two jewelry businesses, not only boosting its appeal within the industry, but also help to enhance its market share. At present, Kunming Branch of Huaxia Bank through the mode for a total of nearly 40 jewelry small businesses granted a loan of 300 million yuan, has injected a new source of power for the development of the jewelry industry in Yunnan. In addition, China Kunming Branch of the Bank in cooperation with Yunnan Meng arch Limited, in its capacity as the core enterprise to provide financing for its downstream franchisee. Yunnan Meng arch Jade Co., Ltd. franchisees, some scale, funding constraints, often due to lack of inventory and lost sales opportunities; Some can only buy low-end goods, want to trade in high-end goods, but no corresponding funds. Yunnan Meng arch Jade Co., Ltd. in Kunming Branch of Huaxia Bank loan does not require collateral, advice on how to provide such financing does not require collateral for its downstream franchisees. In this regard, China Kunming Branch of the Bank of rapid deployment survey recommended its downstream franchisees to provide security as the core enterprise financing model, just over a month for Yunnan Meng arch emerald Limited The 15 franchisees issuing individual business loans for a total of 40 million yuan.

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